Kitchen remodel in a circa 1922 Dutch Colonial home in South Minneapolis.

www.home-remodeling-decorating.com Use my fireplace remodel ideas to transform a boring hole in the wall into a stylish focal point, even remodel brick fireplaces! This video shows venetian plaster techniques, plus sealing, antiquing, and how to use high temperature stove paint to change the color of your fireplace’s interior, as well as the metal trim, and updating fireplace doors. My website has several pages of fireplace remodel ideas and a lot more details that couldn’t fit on this video, plus a how to page on Venetian plaster walls. Use the the handy site search, sitemap, or go to living room ideas and bedroom This video is for education purposes only. By watching this, you agree to take responsibility for any projects you undertake, adhere to all manufacturer’s safety standards, plus adhere to your state and local building codes.
Video Rating: 5 / 5

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rachel playing banjo in the remodeled office – _MG_9755.embed


Image by sean dreilinger
copyright © 2010 sean dreilinger
view rachel playing banjo in the remodeled office – _MG_9755 embed on a black background.

rachel playing banjo in the remodeled office – _MG_9748.embed


Image by sean dreilinger
copyright © 2010 sean dreilinger
view rachel playing banjo in the remodeled office – _MG_9748 embed on a black background.

rachel playing banjo in the remodeled office – _MG_9781.embed


Image by sean dreilinger
copyright © 2010 sean dreilinger
view rachel playing banjo in the remodeled office – _MG_9781 embed on a black background.

Visit www.gobankingrates.com to use our free mortgage payment calculator mentioned in this video! How to calculate your monthly mortgage payments, presented by GoBankingRates.com Editor, Casey Bond. Hi, I’m Casey, and I’m the Editor of GoBankingRates.com. These days, mortgage interest rates have been so ridiculously low that a lot of people are wondering, “If I were to go out there and buy a house, how do I figure out how much my mortgage payments are actually going to be?” Well, while the formula for figuring out monthly payments is… less than simple: M = P [ i (1+i)^n ] / [ (1+i)^n - 1 ] …I would suggest using an online calculator instead. Go Banking Rates actually has a very simple mortgage calculator that you can use: www.gobankingrates.com There are three simple things you need to know in order to use the calculator. Step 1 – Enter how much you plan to borrow, obviously. Step 2 – Enter your interest rate. I would suggest you actually enter the APR instead of the straight interest rate, because it’s going to roll in additional expenses such as your brokerage fees, closing costs, property taxes, and give you a more accurate understanding of how much you plan to pay each month. Step 3 – Lastly, enter how many years you want to take to pay it off. Generally people will go with 15 to 30 years. Now one last tip: Keep in mind that your mortgage payment is not the only expense associated with owning a home. Once you buy your house, you’re going to be exposed to a number …

24hourlocksmithwashingtonheights.net Our range on commercial locksmith products Master key products Door close Report cabinet, container and also safe locks Door and iron compatible Intercom systems Connection handle system Confidence camera systems (CCTV) Alarm resources Exit devices Weapon and drive healthy Deadbolt and heavy security door locks And many more heavy confidence locks and crucial products Locksmith In Washington Heights are available online clock to professionally protection your home and also workplace with our state of the art equipment. For the sake of leading security and also locksmith service provider, Locksmith In Washington Heights is actually focused on fair costs and complete client satisfaction. On which stage you understand that Locksmith In Washington Heights is both the best choice for you personally so wear’s hesitate and also contact me, we are usually ready to help that you. Call Us Today at 212-202-1664 24hourlocksmithwashingtonheights.net
Video Rating: 0 / 5

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A miter box is used to make 45-degree cuts and 90-degree cuts in wood, often used for trim or frames. Place a piece of scrap wood in the bottom of a miter box to prevent damage with tips from aremodeling contractor in this free video on home repair and maintenance. Expert: Tim Gipson Contact: www.inhisstepsremodeling.com Bio: Tim Gipson is a home repair specialist and remodeling contractor in Franklin, Tenn. Filmmaker: Tim Brown
Video Rating: 4 / 5

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158/365: Fun with Apartments 1


Image by Urban Sea Star
We arrived home after the Fourth of July to this strange, coffin-shaped mound in our floor. Think of it as a parquet "slip and slide" for the summer. Detecting something amiss (as in there wasn’t a ski slope in our floor when we left), we called the super.

I’m trying to figure out how much I’m going to have to pay to repair this.
About how much would it cost to replace the wood paneling?

Best answer:

Answer by krn001
Hi,
Usually it’s paneling in mobile homes, you might want to take a piece to a local lumber yard & try to match it up as closely as possible. You should be able to remove & replace the piece(s).

What do you think? Answer below!

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This Green lake remodel consisted of adding 1500 square feet tot he house, enlarging the kitchen, master suite and redefining the floor plan for the house. The owners worked with Fine Construction’s design team for the floor plan layout, material selection, interior design. Fine provided conceptual design for a variety of areas so the owners could visualize the finished spaces. Contact Fine Construction, Inc. for your remodeling or new home construction and design work..

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The eagerly anticipated first episode from the all new travel series with a twist. Rome 2 Home follows how two students (Tommy Zalucki & Jessie Woodward) spent their summer in 2011. A 3000 mile bike trip around Europe starting in the amazing capital of Italy – ROME. Their journey took two months to complete and passed through such amazing places such as Florence, Pisa, Nice, Barcelona, San Sebastian, La Rochelle and Saint Malo just to name a few. In this opening episode we have an exclusive look at the forthcoming series and start off by showing the events leading up to departure day Join us on facebook at: www.facebook.com/rome2home
Video Rating: 5 / 5

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www.directfix.com presents the Samsung Galaxy S teardown and screenreplacement directions. This will give you step by step free video directions on replacing a screen assembly for the Samsung Galaxy S and other parts for this phone. This will help you remove the Samsung galaxy s screen for replacement or repair. The will also help with any other parts you are looking to replace of fix on the galaxy s unit. For 7% off your first order on our webpage DirectFix.com use coupon code YOUTUBE7 at checkout for a limited time only. Like Us on FaceBook: www.facebook.com Follow us Twitter: www.twitter.com
Video Rating: 4 / 5

My website: www.musicarta.co.uk YouTube channel www.youtube.com Facebook: www.facebook.com Twitter: www.twitter.com Google Buzz: www.google.com Digg: digg.com This video will show you how to make a Windows 7 system repair disc for absolutely free. All you need is a Windows operating system and a blank CD-ROM. Ifyou have a question about this video, after reading all of this description, please leave a comment and I will try and get back to you. If you would like to request a computer related tutorial for me to make and upload, please leave a comment on my channel and I will see what I can do. In the unlikely event that anything goes wrong with your computer when following the steps in my video, then it is in no way my fault and I am not responsible. I am, however, prepared to help you as best I can. If you do have a problem, feel free to get in touch. Music Provided By www.freeplaymusic.com. All the programs featured in this video are not owned or copyrighted by myself and due credit goes to their authors/creators.
Video Rating: 4 / 5

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Question by : Do it yourself digital camera repair: My camera won’t take pictures?
Okay, this sounds ridiculous, but a few months ago, I was very angry and threw my digital camera. It basically broke. It still turns on, but I can’t take photos, review photos, or delete photos. Four buttons on the back don’t work, and the button on top doesn’t work (which takes pictures). I don’t have a lot of money right now, so I wanted to fix this problem at home. How could I go about doing this, to where it will work like new again?

Thanks,
xoxo

Best answer:

Answer by DEAD
You had created a lovely Paper Weight by Throwing the Camera from the very Start. So It’s better just to go out and get a Brand New Camera instead of attempting to fix the Camera at home because you DON’T have the Tools or the Knowledge to Repair the Camera to begin with.

In so many cases Repairs would be greater than what the camera is really worth.

This time DON’T THROW THE CAMERA NO MATTER HOW MAD YOU GET BECAUSE YOU WOULD RUN INTO THE EXACTLY SAME PROBLEM ONCE AGAIN.

Know better? Leave your own answer in the comments!

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Question by irunwithbulls: VA Home loans, are they a pain in the rear?
I qualify for a VA loan, and it sounds like a good deal, but I am hearing it takes forever to close, and they won’t ok a home that needs even slight repairs. Has anyone had experience with this? How long does it really take you from contract to closing?

Best answer:

Answer by CEESONE
Yep, thats the way it is. Va inspectors are very tough! Good luck.

Add your own answer in the comments!

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Mission San Xavier del Bac, near Tucson, Arizona (18)


Image by Ken Lund
Mission San Xavier del Bac is a historic Spanish Catholic mission located about 10 miles (16 km) south of downtown Tucson, Arizona on the Tohono O’odham San Xavier Indian Reservation. Named for a pioneering Christian missionary and co-founder of the Society of Jesus (Jesuit Order), the Mission is also known as the "place where the water appears" as the Santa Cruz River (which runs underground) surfaces nearby[citation needed]. The Mission is situated in the center of a centuries-old Indian settlement of the Tohono O’odham (formerly known as Papago), located along the banks of the Santa Cruz River.

The mission was founded in 1699 by the Jesuit missionary Eusebio Francisco Kino, who often visited and preached in the area. The original mission church, located about two miles (3 km) away, was vulnerable to Apache attacks who finally destroyed it in about 1770. Charles III of Spain banned all Jesuits from Spanish lands in the Americas in 1767 because of his distrust of the Jesuits. From this time on, San Xavier mission was led by the more pliable and "reliable" Franciscans. The present building was constructed under the direction of Franciscan Fathers Juan Bautista Velderrain and Juan Bautista Llorenz mainly with native labor working from 1783-1797 with a loan of 7,000 pesos and serves the Catholics of the San Xavier District of Tohono O’odham Nation. Unlike the other Spanish missions in Arizona, San Xavier is still actively served by Franciscans, and still serves the Native community by which it was built. The San Xavier church and its Indian converts were protected from Apache raids by the presidio of Tucson, established in 1775.

Outside, San Xavier has a white, Moorish-inspired design, elegant and simple, with an ornately decorated entrance. No records of the architect, builders, craftsmen and artisans responsible for creating and decorating it are known. Most of the labor was provided by the local Indians, and many believe they provided most or all of the artisans as well. Visitors entering the massive, carved mesquite-wood doors of San Xavier are often struck by the coolness of the interior, and the dazzling colors of the paintings, carvings, frescoes and statues. The interior is richly decorated with ornaments showing a mixture of New Spain and Native American artistic motifs.

The floor plan of the church resembles the classic Latin cross. The main aisle is separated from the sanctuary by the transept or cross aisle, with chapels at either end. The dome above the transept is 52 feet (16 m) high supported by arches and squinches. At least three different artists painted the artwork inside the church. It is considered by many to be the finest example of Spanish mission architecture in the United States[citation needed].

Not much appears to have been written about the Mission from 1797 to 1828. In 1822, it fell under the jurisdiction of the newly independent Mexican government and the Catholic Diocese of Sonora. In 1828, the Mexican government banned all Spanish-born priests and the priest serving at San Xavier was sent home to Spain; San Xavier was left vacant. From 1828-1858, the vacant church began to decay and local Indians, concerned about their church, started preserving what they could. In 1853, the church was brought under U.S. jurisdiction when the surrounding territory was bought in the Gadsen Purchase. The vacant and decaying church was re-opened, in 1859, when the U.S.-based Santa Fe Diocese added Arizona to its jurisdiction. The Bishop for the Santa Fe Diocese ordered repairs to be made with Diocese money and a priest was assigned to serve at San Xavier.

The mission was declared a National Historic Landmark in 1960

Today, the Mission is open to the public daily, except when it is being used for church services. The San Xavier Festival is held the evening of the Friday after Easter and features a torch-light parade of Tohono O’odham and Yaqui tribal members. Extensive restoration efforts in the late 20th century have restored the interior to its historic splendor. Extensive exterior restoration is continuing (as of June 2007 the left tower was completely enclosed in scaffolding). Concrete stuccoing added in the 1980s is being removed as this material was found to trap water inside the church which damaged the interior decoration. This modern stucco is being replaced with the traditional mud plaster, including pulp from the prickly pear cactus, that "breathes" better to allow excess water to escape but requires more regular inspection and higher maintenance costs.

Among the many legends surrounding the building is a popular myth suggesting that early taxation laws exempted buildings under construction, so the builders chose to leave one dome unfinished[citation needed]. Another legend is that the second tower is being left unfinished until the "Excellent Builder" will come to direct its completion[citation needed]. The Mission has acted as a community center for the Tohono O’odham for almost two centuries. In 1895, a school was opened and a grant of ,000 was given to repair the building. More classrooms were added in 1900 and, in 1947, a new school was built next to the church for the Tohono O’odham children.

en.wikipedia.org/wiki/Mission_San_Xavier_del_Bac

Question by : If I get a personal loan from family for a home repair for a rental can I deduct the interest I will pay?

Best answer:

Answer by Jss
Yes, if the property is for rental, then you can deduct the interest payed on the loan. You will use schedule E (Form 1040).

Know better? Leave your own answer in the comments!

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Banker checking out the new American currency: the Amero.


Image by eyewash
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008.

This is actually a GOOD guy. See: billionairesforbush.com/index.php for more information.

VOTE YOUR CONSCIENCE on 04 NOVEMBER 2008!

Photographer: a. golden, eyewash design – c. 2008.

Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $ US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% umeployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

UPDATE:

The Bailout Is A Truly Evil Disaster And Enabler Pelosi Must Go

We are hearing more and more reports of how badly the ill-advised banker’s bailout is being handled, multi-million dollar bonuses for Paulson’s old cronies at Goldman Sachs, billions going to finance the takeover of rival banks, making the "too big to fail" even bigger, and the taxpayer getting an otherwise rotten deal for their investment. We even heard a Republic senator asking how fast they could blow the money.

NONE of this could have happened without the fawning complicity of Nancy Pelosi, who infamously said it was Bush’s proposal, INSTEAD of coming forward with a robust alternative plan. Just like Bush, she believes she is immune, she believes she is unaccountable, and shame on us if we don’t do everything we can to defeat her this Tuesday, and replace her with Cindy Sheehan.

Here is Cindy’s last TV spot. Please make whatever donation you can to put this ad on the air in these critical final days.

Last Cindy TV Spot Action Page:
www.usalone.com/cindy/donations_tv2.php

There is still time for you to make a real difference. We thank all of our participants who have already donated so generously to make this campaign what it is. For those who cannot make a contribution, please consider helping with the phone banking, and there is a link for that also on the page above.

The one thing we know is that we must continue to speak out. We must continue to challenge. Surrendering is what our current so-called representatives in Congress are so prone to, NOT what we do. Ultimate victory is not only possible, it is assured if we work as hard as we can for real change, not just the rebranding of the same old boys’
network.

And we promise you, immediately after the election we will go right back to work on pure issue advocacy full time, to continue to build the base of action for the future.

Paid for by Cindy Sheehan for Congress

Donations to Cindy Sheehan for Congress are not tax-deductible

Please take action NOW, so we can win all victories that are supposed to be ours, and forward this alert as widely as possible.

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Every World Citizen Left Behind <---


Image by eyewash
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008

VOTE YOUR CONSCIENCE on 04 NOVEMBER 2008!

Photographer: a. golden, eyewash design – c. 2008.

This is actually a GOOD guy. See: billionairesforbush.com/index.php for more information.

Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $ US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% umeployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

UPDATE:

The Bailout Is A Truly Evil Disaster And Enabler Pelosi Must Go

We are hearing more and more reports of how badly the ill-advised banker’s bailout is being handled, multi-million dollar bonuses for Paulson’s old cronies at Goldman Sachs, billions going to finance the takeover of rival banks, making the "too big to fail" even bigger, and the taxpayer getting an otherwise rotten deal for their investment. We even heard a Republic senator asking how fast they could blow the money.

NONE of this could have happened without the fawning complicity of Nancy Pelosi, who infamously said it was Bush’s proposal, INSTEAD of coming forward with a robust alternative plan. Just like Bush, she believes she is immune, she believes she is unaccountable, and shame on us if we don’t do everything we can to defeat her this Tuesday, and replace her with Cindy Sheehan.

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